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Everything to Know About Criminal Lawyers in Sydney and Confidentiality

While most people out there will understand that there are many benefits to seeking support from professional criminal lawyers in Sydney, they may be private people and won’t want their information getting out. This may be because they are someone who is often portrayed in the media, such as a football player, or they may simply not want their private information shared with other people. As this is the case, there are many out there who want to learn more about attorney-client privilege in Australia.

Most people have heard the term attorney-client privilege when watching an American TV show or movie about law, however, they may be wanting what the rules and regulations are here in Australia. For those who are worried about confidentiality when working with professional criminal lawyers in Sydney, they can have peace of mind knowing that their information is protected. In Australia this is known as legal professional privilege and is what will protect communications between a legal practitioner and their client.

Simply knowing this is often enough for people to feel safe when reaching out to an attorney and will also encourage them to be willing to offer the whole truth throughout their proceedings. This can help lead to the best case scenario possible and can help people feel calmer throughout the whole process.

 

When it comes to criminal lawyers in Sydney and confidentiality, there can be loop holes

While it is very unlikely that a professional would have to give up private information, there are always loop holes when it comes to the legal system. However, even when there is a waiver of privilege, it is usually waived by the client not by the attorney. For those who are wanting to learn more about this, they are able to chat with criminal lawyers in Sydney who will understand these protocols best.

Another reason why it is such a good idea to work with professionals is because there can be some other types of privileges out there. In some cases, communication that was made to another person in confidence to another person can also be protected. This differs depending on where the case is held and what the case entails.

As there are so many different factors to consider, it is always a wise move to seek support from criminal lawyers in Sydney even when someone is worried about confidentiality.

 

violence

 

Criminal lawyers in Sydney can recommend a public relations team to work with

While criminal lawyers in Sydney cannot legally discuss the case at hand with other people, this doesn’t mean that things won’t find their way into the media. When this does occur, it can be a wise move for people to also work with a public relations team. It is likely that the professional attorney will be able to point their clients in the right direction.

In addition to all of this, a professional is able to let their clients know what types of things can legally be shared with the media. For instance, someone may wish to talk about their side of the proceedings, however, they may not be legally able to do this. Because of this, it can be a good idea to not only work with criminal lawyers in Sydney but also with a media training team.

At the end of the day, facing a criminal charge can be an extremely hard time for everyone involved. This can be made even harder when someone already lives their life in the public eye. Thankfully, there are plenty of experts out there that can be hired in order to make this process a little easier.

 

Everything You Need to Know About No Doc Loans

If you’re a business owner, you’ve probably encountered numerous issues when it comes to borrowing money. It can become so frustrating, and it may seem like you will never be able to get a mortgage or buy a house just because you can’t offer the required paperwork to get the financial aid. But, have you heard of no doc loans? These could be a complete saviour if you are looking to borrow money. If you have no idea what a no doc loan is, keep reading to find out everything you need to know about them.

 

What is a No Doc Loan?

Although the term makes it sound complicated, this finance option actually has a relatively simple definition. The word ‘doc’ is actually short for documents. Therefore, this means it is a finance option that you are able to apply for without needing to provide the potential lender with lots of proof of your income. This is different from most finance options as banks and lenders will often require multiple payslips, tax returns or other forms of proof of income.

 

Who Can Get One?

The great thing about this option is that almost anyone is eligible. Many people who are self employed struggle to borrow money from lenders purely because they don’t have the documents to prove their income. But, because of the nature of a no doc loan, this isn’t an issue, you will not need to provide any forms to detail how much you earn. This makes it a perfect option for people who are self employed, or who have a fluctuating income. So in simple terms, almost anyone is eligible to get this form of finance.

 

What Can I Borrow Money for?

Similar to any other finance option, you are usually able to borrow money in order to fund a range of things. If you are looking at this type of finance because you are a business owner, or are self employed, it may be relevant to note that you are able to borrow money to assist with the growth of your business. Furthermore, it is also possible to borrow money consolidate current debts. Probably the most exciting thing you are able to borrow money for, though, is to buy a house.

 

Is There a Limit on How Much I borrow?

This depends on what financial institution you borrow from and your current situation. Most of the time there will be a cap of $1,000,000 meaning this is the maximum amount anyone will let you borrow. However, the reason for borrowing the money and your credit rating will also be taken into consideration. Specifically, in terms of mortgages, the maximum you will be lent is about 80% of the property value for residential buildings. If you are looking into a commercial building, you are only likely to be offered up to 65% of its value.

 

Are the Interest Rates Higher with this Type of Finance?

With any form of money borrowing, the interest rates will vary depending on a range of significant factors. Some of these factors include which financial institution you choose to borrow from, how much money you are asking for, and the state of your credit history. As a general rule, no doc loans do have a slightly higher interest rate. The reason for this is because they are designed as a short term finance option so the interest usually goes up after a period of time (usually after a few years). Another reason for this is because it is a ‘rate for risk’ form of financing. In simple terms, the riskier you are to the lender, the higher the interest rate will be. Most of the time, you are unlikely to find interest rates lower than 7% p.a and they will most often go up to about 11% p.a.

 

Do I Still Have the Same Mortgage Options?

Aside from the higher interest rate, more often than not, you will be able to choose from a range of options in the same way you would with a regular mortgage. This means you will still be offered options like: fixed interest rates, variable interest rates, line of credit, withdraw facility, 100% offset account and salary crediting. Although the process of obtaining the funds is slightly different, in regards to the lack of documentation you need to provide, the other parts of securing your mortgage should be relatively similar to standard home financing. This means that you will still be given a choice about repayment methods and interest rates. If you are concerned that you will not have as much control as you would with a normal mortgage, you have no reason to worry, as you should still be able to tailor the financing to your situation.

 

 

 

 

Top Tips for Improving Your Digital Marketing Strategy

Regardless of the industry your business operates in, marketing is important. You could have the best product in the world, but if no one knows it exists, you wont succeed. But when it comes to marketing, there are so many different options and it easily becomes complicated. Today, with the growth of technology, it is essential to have a strong online presence, this is why digital marketing is so important. However, digital marketing isn’t as simple as it sounds, and the last thing you want to do is waste time and money on an ineffective strategy. So here are some top tips given by a reliable SEO management company for improving your digital marketing strategy.

 

Tip 1: The first way you can improve your digital marketing strategy is by assessing your existing methods. It is essential to understand what is currently effective for your business, and what is not, this way you can ensure you keep building on what works for your brand, and get rid of what doesn’t. A good way of doing this is by completing an audit; it is possible to achieve this through an in house marketing team, or by outsourcing professional auditors. During this process, it is also useful to think about what budget you have, and how much you want to spend on any new processes.

 

woman using her computer

 

Tip 2: With the growth of the online market, SEO is becoming increasingly important. SEO stands for search engine optimization and is used to push websites higher up on google or yahoo searches. Many people are familiar with SEO for B2C (business to consumer) needs, but what lots of businesses forget is that SEO is also essential for B2B (business to business) purposes. When updating your digital marketing strategy, having a SEO specialist on your team is essential as they can ensure all content is correctly optimized with focused keywords, and appropriate formatting. It is also important to audit your SEO strategy to work out what processes are doing well, and what are not working for your business. However, when doing this, make sure you use the same auditing tools for all digital content involved.

 

Tip 3: In order to determine how successful your digital marketing strategy is; it is important to regularly measure the reach of your content. Measuring internal and external reach will allow you to get a better understanding of what content and topics are the most effective in your particular market. Although it can be challenging to measure the reach of your content, your marketing team will have methods that will be able to obtain this knowledge. If you do not currently have an in house marketing team, it is possible to outsource marketing professionals to complete this task for you. Basic content reach analysis includes looking at the number of engagements per month, the most engaged assets per quarter and the most shared assets per quarter. In order to complete this, you will need to audit not just your website, but also your social media platforms. This process may not seem overly important, but by understanding your strategy, and your customers you will be able to connect with your target market more easily, which will ultimately result in higher sales.

 

 

Tip 4: It’s undeniable that social media is taking over our lives, but this isn’t always a bad thing; social media can be a really handy tool for businesses. Almost every business has some form of social media platform, and they use this to connect with current customers, get new customers and build their brand. The best thing about social media? It is extremely cost effective. Some businesses do choose to use paid ads in order to boost their online presence, but it’s not essential, you can easily set up a Facebook, Twitter and Instagram page for free. It’s one of the few marketing strategies that costs virtually nothing. So don’t be afraid to utilise this and take advantage of it.

Five Legal Mistakes every Entrepreneur must avoid making

Business law is the law that governs commerce and business in the nation. The law deals with both, private and public enterprises. It regulates corporate contracts, manufacture, and sales of consumer goods and hiring practices. This article will specify a few legal hassles to avoid concerning Corporate Law :

  1. Do not delay Incorporation

There are numerous points of interest to set up a company or LLC, and for some entrepreneurs, this is the initial phase in opening their venture. However, there are others who don’t consider the benefits of joining until it’s past the point of no return. For instance, if your business is incorporated, your personal assets have an insurance in the occasion that your organization is sued by a creditor or customer. Incorporate at the right time exploit this security.

 

  1. Do not sideline the importance of NDA

Regardless of whether you do the greater part of the work yourself, in the end, you’ll most likely contract some assistance or subcontract some work. Ensure you’re prepared in advance by arranging for standard contracts early. These contracts must express the fundamental terms of the job and the payment details. Contracts should likewise assure the commitment of representatives in maintaining the privacy of your business details. Therefore, ensure you incorporate a non-disclosure agreement to guarantee individuals working with your firm are aware that all trade secrets or business plans are secured data.

  1. Ensure you’re a licensed corporation

To lawfully practice various occupations or operate most sorts of organizations, proprietors are required to obtain the local, state or federal licensure according to whichever is considered appropriate. Zoning licenses may likewise apply, particularly if you meet the customers on location. Most of the time, business licenses are moderately economical. In any case, running a business without a permit can be costly as there might be expensive fines.

Corporation

  1. EIN (Employer Identification Number )

It’s a smart thought to get an EIN from the Internal Revenue Service. An EIN works like a Social Security number for your business. It’s required under numerous conditions, for instance, if your business is an incorporation or a partnership, or in case you have representatives/employees. Even if you are a sole proprietor, an EIN can be a smart choice since you can utilize it to shield your own Social Security number, which you may somehow or another need to uncover for installment purposes.

  1. Safeguard your identity

A logo is something much more than just a graphic image. It’s a one of a kind representation of your organization’s character. As your business develops, your logo grows in value because it represents the company’s promise to its customers and clients. Ensure the value you built for your organization remains with you and not with somebody else. For this, it is essential to secure your logo so that a rival does not utilize it to pick up the business that you earned.

The Need For a Business License

Starting a new venture is an extremely exciting and nail-biting experience. In such a scenario it is quite easy to forget some important activities such as obtaining a license for the formal operations of the business. Licenses and permits are compulsory, and before you can legitimately start to work your business, you need every one of its licenses and permits to be on point.

Where to procure a Business License?

Business licenses, tax registrations, and permits, are issued and supervised by all levels of government, local, state, and federal, also county and municipal governments. In some cases, you are also required to acquire permits on every level of government.

In the United States, there are over 40,000 individual licensing jurisdictions and each one has its’ own set of licensing requirements.

Why do you require a Business License?

  1. Security

Guaranteeing your organization is appropriately licensed helps assure yourself, your workers and your clients. Having the right permit will guarantee your personal assets are secure in the event of a lawsuit. This works the other way around as well as though you are by and by at risk for harming another, your organization’s accounts won’t be accessible in the settlement. A licensed business is a separate entity from the owner, which means your organization’s taxes aren’t recorded with your own. This makes it far less demanding to report income and also organizations losses.

Security

  1. Assurance for your employees and customers

A license will likewise guarantee your employees are secured in the event that they are harmed and in addition ensure your clients as well. For example, if you sell food products or products that engage in direct contact with the human body, you will be required to have a particular permit and in addition, be required to pass a yearly investigation. This secures both you and your clients in the event that any occurrences take place.

  1. Privacy

If you acquire a permit for your business, you are guaranteeing the safety and security of your own data. This incorporates everything from your address to your accounts as they won’t be related to the business and will ensure you hold a level of individual protection.

  1. Trust and Goodwill

Clients will all the more promptly trust an organization this is licensed. You may or may not require a permit for the field of business you are involved in, yet getting one brings security. A permit demonstrates your organization is reliable and stable and that you are devoted to your organization’s prosperity.

Trust

  1. Good for the economy

With such a significant number of new organizations coming up each day, registering your organization formalizes the economy. It guarantees the business sector is flourishing, and in addition solid and protected. Small ventures can also just gain financing or assurance by the law once they are enlisted and authorized.

Strategies for small ventures to protect against white-collar crimes

When people think of white-collar crimes, they think about the most famous white-collar criminals which include people like; Bernie Madoff, Charles Ponzi or Martha Stewart. The white-collar crimes generally involve cheating, lying and stealing in a business setting. Here are some strategies for small time business against white collar crimes:

 

  1. Crimes by Employees of the Company-

Adding to the crimes done by public officials, sometimes small businesses suffer loses by the crimes done by their employees. Due to the limited resources, the small businesses have only one bookkeeper who is the signatory of checks and prepares the financial and accounting statements. So, having one person to have that much power over the business can expose the company to potential embezzlement, money laundering ,and tax evasion charges. To protect this type of crime the following strategies can be used:

  • Company checks should require two signatures, in this way more than one individual is aware of all the company’s disbursement.
  • Get an independent accountant to perform an audit on company financials. It need not be a certified audit and not to be done annually, but a biannual audit is a good idea.
  1. Crimes by Vendors Who Contract with the Company-

Not only crimes by employees but vendors also commit white-collar crimes in small businesses. A few scenarios of this crime are: A firm purchased a bulk order of pens from a company giving the pen at a lower price but later on after the delivery the company realizes the pens only have half ink. So, to prevent these crimes, the company can do the following:

  • Bring in fraud awareness programs for employees.
  • Develop a policy whereby the board approval is necessary before making the purchases, so that more company representatives are, asking questions about the new vendor.
  • Make a policy to whereby all new vendors are investigated before getting into a contract.

Environmental crime

 

  1. Strict Liability for Environmental Crimes-

Being a business owner, you are held liable for the crimes of another individual without the knowledge or intention of the crime. For instance, if a company X acquires a land and later finds out about the hazardous material underground, company X is responsible to clean it up. Now if company X hires company Z to clean the area and they throw it into the lake and disappears, then company X is exposed to criminal prosecution. So, make sure to check the companies before engaging for business.

  1. Be Truthful About the firm’s Finances-

During the times of recession, the small business has cash-flow problems, money is entering, clients have delayed payments due to their financial issues. So small business seeks loans and while presenting the finances of the firm, to stretch the truth they show fraudulent representation which is called cooking the books. So, make sure while making representations about the firm do not stretch the truth.

How to fire an employee

If you have done all the help for your problematic employee but nothing has changed. Companies rely on teamwork to be productive and successful, good managers will do all they can to guide and motivate the employees but if the employee is not improving, then it is time to let go of him/her. Here are some tips on how to fire an employee:

  1. Documentation of Everything-

As soon as you feel that you want to fire a member of your team, then start documenting him/her and also compile all the communication with and about the employee. It also includes email exchanges, performance evaluations, and coaching session of the employee.

Document

  1. Communicating Your Concerns-

If there is an employee who is in danger of losing his/her job, should be told as much and also given the opportunity to adjust his/her behavior or performance in the company. The employee must be informed that there is a problem the moment it is seen in the firm. Meet the team member personally and make sure to communicate your concerns. Make sure to list specific issues and to outline the improvements that are expected. Discussing the specific issues will keep the conversation on the topic and also provides a way to measure the changes in the employee’s performance after the meeting.

  1. Protecting Your Business-

If you feel you have given the employee all the chances to improve and have not seen any improvements or appropriate changes, then it is time to let go of the employee. Before taking it further make sure that the reason for firing does not violate the state or federal laws. Bring together all the documentation mentioning the employee’s poor performance which includes details on the reason behind firing the employee and also the steps taken to coach the employee. The documentation is not be provided to the employee but should be kept to defend your decision to fire him/her. Whatever may be your relationship with the employee, there is no way to predict how they will react to being fired. To keep the business safe make sure that you do not leave any room for accusations of unfair dismissal.

Protect

  1. When You’re Ready to tell-

Once you are ready with all the necessary documents, set a time to meet with the employee. Waiting to tell the employee at the end of the day or week is common but it is best to tell the employee as soon as you are ready. During me the meeting is direct and make sure to focus on the facts, if you have done everything to help then the terminations shouldn’t be a surprise to the employee. A job termination is an emotional experience for all involved in a firm, so by keeping the conversation short and on point can avoid it to become overly emotional.